Insurance Bundling

For many years I had Progressive Insurance on my company truck and thought I was getting good rates but did not look farther for more competitives prices. Last summer I bought a new car, met with the agent for Progressive to get prices and set up a policy for that car. As I was setting at the desk looking at the computer screen with her, a very interesting thing happened. I told her to add the car to the exsisting policy and inquired about a policy discount. When she pulled up the  info, Progressive was not on the screen, I was told these were the best rates and I was being lead to another company with what I thought was some high prices. I demanded she go beyond that and go directly to Progressive which she did,,, at that point she acted both dumb and dumbfouned, like “Oh, here it is”. Well, these prices with Progressive were $288.oo less, each 6 month policy period,,,, $576.oo less for the year. Because I was going to get the car in another 10 minutes, I paid for the Progressive policy but knew I was going to shop around,,,, both this agent and Progressive was going to lose my business. Two months later when my truck policy was ready for renewal, I contacted the company who had my homeowners policy, with their various discounts, I doubled the limits of coverage and saved substantily by doing so. When the new car policy came due, both the agent and Progressive lost my business, probably for ever. The new company now has all of my insurance, saves me money, and has a better rating than the old company. I highly recommend insurance bundling with one company, but first do your homework, find the people you like working with, the company that works best for you, and take charge your stuff.

This entry was posted on Thursday, March 18th, 2010 at 8:36 AM and is filed under Family Stuff. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.